· 4 min read · Anderson Home Improvement

How to Choose a Home Remodeling Contractor in the Twin Cities

Choosing a remodeling contractor is one of the most important decisions you'll make during your project. The right contractor delivers quality work on time and on budget. The wrong one can turn your dream renovation into a nightmare. Here's how to find a contractor you can trust in the Twin Cities.

Start with Research

Check Licensing and Insurance

In Minnesota, residential contractors must be licensed through the Minnesota Department of Labor and Industry. Ask for the contractor's license number and verify it online. They should also carry general liability insurance and workers' compensation coverage. If they can't provide proof of both, move on.

Look at Online Reviews (But Read Carefully)

Google reviews, Houzz, and the Better Business Bureau are all useful starting points. Look for patterns rather than individual reviews. A contractor with 50 reviews averaging 4.7 stars is more reliable than one with 5 perfect reviews. Pay attention to how the company responds to negative reviews, as that tells you how they handle problems.

Ask for References and Recent Project Photos

Any reputable contractor should be happy to share references from recent projects in the south metro area. Ask to speak with homeowners who had a similar project to yours. Photos of completed work help you evaluate the quality and style of their craftsmanship.

Questions to Ask Every Contractor

  1. How long have you been in business? - Longevity matters. Companies that have been around for years have a track record you can verify.
  2. Who will manage my project day-to-day? - Know whether you'll work directly with the owner or a project manager, and how communication will be handled.
  3. Do you pull permits? - Permitted work is inspected by the city, which protects you. Contractors who skip permits are cutting corners.
  4. What does your estimate include? - Get a detailed written estimate that breaks down materials, labor, and any allowances. Vague lump-sum bids lead to surprises.
  5. How do you handle changes during the project? - Change orders are normal, but you should understand the process for approving additional costs before work begins.
  6. What is your payment schedule? - Be cautious of contractors who ask for a large upfront payment. A typical schedule ties payments to project milestones.

Red Flags to Watch For

  • No written contract - A handshake deal offers no protection. Every detail should be in writing.
  • Pressure to sign immediately - A good contractor will give you time to review their estimate and make an informed decision.
  • Significantly lower bid than everyone else - If one bid is 30-40% below the others, they're likely cutting corners on materials, labor, or both.
  • No physical business address - Legitimate contractors have an office or shop you can verify.
  • Cash-only requests - Professional contractors accept checks, cards, or financing. Cash-only requests are a red flag for tax evasion and accountability.
  • No permit history - You can check with your local city (Prior Lake, Savage, Burnsville, etc.) to see if the contractor has pulled permits on past projects.

Understanding Your Estimate

A professional estimate should include:

  • Detailed scope of work
  • Material specifications and allowances
  • Labor costs
  • Timeline with start and completion dates
  • Payment schedule
  • Warranty information
  • Permit and inspection responsibilities

Compare estimates line by line, not just the bottom number. The lowest bid is rarely the best value.

What to Expect After You Hire

A good contractor will walk you through every step before work begins. You should receive a pre-construction meeting, a detailed project schedule, and a clear point of contact for questions. During the project, expect regular updates and a clean, organized job site.

Why This Matters

Your home is likely your biggest investment. The contractor you choose will be in your house every day for weeks or months. Take the time to do your homework, ask hard questions, and trust your instincts. A few extra days of research can save you thousands of dollars and months of stress.

Looking for a contractor you can trust? Contact Anderson Home Improvement for a free estimate. We're happy to answer any questions and show you our work.

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